Climate Risk Summary

Mount Sinai, NY Risk Profile

The primary drivers of climate-related financial risk in Mount Sinai, NY are Inland Flooding, Hurricane, and Earthquake.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Mount Sinai.

Primary Risks

Inland Flooding

$1,320,269

Expected Annual Loss for Mount Sinai

25.5Score

Relatively Low compared to US average

Mount Sinai
Minimal Estimated LossMax Estimated Loss

Hurricane

$295,940

Expected Annual Loss for Mount Sinai

73.4Score

Relatively Moderate compared to US average

Mount Sinai
Minimal Estimated LossMax Estimated Loss

Earthquake

$105,277

Expected Annual Loss for Mount Sinai

47.2Score

Relatively Low compared to US average

Mount Sinai
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,320,269
Score: 25.5
MAJOR DRIVER
Hurricane
$295,940
Score: 73.4
MAJOR DRIVER
Earthquake
$105,277
Score: 47.2
Cold Wave
$104,474
Score: 37.0
Coastal Flooding
$62,714
Score: 27.5
Heat Wave
$58,148
Score: 22.8
Strong Wind
$48,613
Score: 42.3
Tornado
$33,604
Score: 19.7
Lightning
$23,248
Score: 32.9
Ice Storm
$22,983
Score: 54.6
Winter Weather
$15,509
Score: 60.0
Hail
$1,392
Score: 10.2
Wildfire
$1,029
Score: 43.8
Landslide
$225
Score: 61.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 73.4
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 54.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 60.0
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 61.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Belle TerreCoramMiller PlacePort JeffersonPort Jefferson Station

Zip Codes in Mount Sinai

117661177611777