Climate Risk Summary

Mastic, NY Risk Profile

The primary drivers of climate-related financial risk in Mastic, NY are Inland Flooding, Hurricane, and Earthquake.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Mastic.

Primary Risks

Inland Flooding

$1,612,025

Expected Annual Loss for Mastic

20.7Score

Relatively Low compared to US average

Mastic
Minimal Estimated LossMax Estimated Loss

Hurricane

$198,194

Expected Annual Loss for Mastic

65.3Score

Relatively Low compared to US average

Mastic
Minimal Estimated LossMax Estimated Loss

Earthquake

$149,725

Expected Annual Loss for Mastic

50.0Score

Relatively Low compared to US average

Mastic
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,612,025
Score: 20.7
MAJOR DRIVER
Hurricane
$198,194
Score: 65.3
MAJOR DRIVER
Earthquake
$149,725
Score: 50.0
Cold Wave
$132,497
Score: 36.2
Heat Wave
$38,126
Score: 10.2
Strong Wind
$34,024
Score: 28.7
Lightning
$26,615
Score: 30.0
Tornado
$23,180
Score: 11.7
Winter Weather
$19,026
Score: 59.3
Ice Storm
$15,579
Score: 38.4
Coastal Flooding
$12,111
Score: 61.9
Wildfire
$1,741
Score: 45.9
Hail
$795
Score: 4.0
Landslide
$6
Score: 40.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 65.3
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.0
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.3
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.9

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BrookhavenCenter MorichesManorvilleMastic BeachMoriches

Zip Codes in Mastic

119491195011967