Climate Risk Summary

Lordship, CT Risk Profile

The primary drivers of climate-related financial risk in Lordship, CT are Coastal Flooding, Inland Flooding, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Lordship.

Primary Risks

Coastal Flooding

$437,780

Expected Annual Loss for Lordship

99.4Score

Very High compared to US average

Lordship
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$278,942

Expected Annual Loss for Lordship

51.7Score

Relatively Moderate compared to US average

Lordship
Minimal Estimated LossMax Estimated Loss

Hurricane

$222,705

Expected Annual Loss for Lordship

90.0Score

Relatively High compared to US average

Lordship
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Coastal Flooding
$437,780
Score: 99.4
MAJOR DRIVER
Inland Flooding
$278,942
Score: 51.7
MAJOR DRIVER
Hurricane
$222,705
Score: 90.0
Earthquake
$22,944
Score: 61.2
Strong Wind
$17,471
Score: 72.5
Tornado
$6,736
Score: 27.6
Heat Wave
$6,084
Score: 18.3
Cold Wave
$4,310
Score: 23.7
Ice Storm
$3,808
Score: 64.6
Winter Weather
$1,777
Score: 59.6
Lightning
$1,513
Score: 19.9
Hail
$375
Score: 19.3
Wildfire
$247
Score: 60.5
Landslide
$0
Score: 35.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.4
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 51.7
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 90.0
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.2
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 72.5
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 64.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.6
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 60.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

BridgeportDaniels FarmMilford city (balance)OrangeOronoque

Zip Codes in Lordship