Climate Risk Summary

Fairfield University, CT Risk Profile

The primary drivers of climate-related financial risk in Fairfield University, CT are Inland Flooding, Hurricane, and Earthquake. This area also faces an unusually high intensity for Strong Wind and Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Fairfield University.

Primary Risks

Inland Flooding

$449,922

Expected Annual Loss for Fairfield University

85.1Score

Relatively High compared to US average

Fairfield University
Minimal Estimated LossMax Estimated Loss

Hurricane

$198,256

Expected Annual Loss for Fairfield University

91.1Score

Relatively High compared to US average

Fairfield University
Minimal Estimated LossMax Estimated Loss

Earthquake

$30,715

Expected Annual Loss for Fairfield University

71.6Score

Relatively Low compared to US average

Fairfield University
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$449,922
Score: 85.1
MAJOR DRIVER
Hurricane
$198,256
Score: 91.1
MAJOR DRIVER
Earthquake
$30,715
Score: 71.6
UNUSUALLY HIGH
Strong Wind
$20,465
Score: 82.2
Heat Wave
$7,946
Score: 32.7
Tornado
$6,444
Score: 30.5
Cold Wave
$5,628
Score: 28.4
Ice Storm
$4,089
Score: 73.2
UNUSUALLY HIGH
Coastal Flooding
$4,044
Score: 87.2
Winter Weather
$2,176
Score: 71.4
Lightning
$2,010
Score: 31.3
Hail
$451
Score: 24.7
Wildfire
$14
Score: 30.5
Landslide
$1
Score: 52.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 85.1
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 91.1
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 71.6
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 82.2
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 73.2
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 71.4
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 52.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

BridgeportColeytownGreens FarmsMill PlainMurray

Zip Codes in Fairfield University