Climate Risk Summary

Clinton, CT Risk Profile

The primary drivers of climate-related financial risk in Clinton, CT are Inland Flooding, Coastal Flooding, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Clinton.

Primary Risks

Inland Flooding

$773,175

Expected Annual Loss for Clinton

64.0Score

Relatively Moderate compared to US average

Clinton
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$275,813

Expected Annual Loss for Clinton

97.4Score

Relatively High compared to US average

Clinton
Minimal Estimated LossMax Estimated Loss

Hurricane

$134,106

Expected Annual Loss for Clinton

80.4Score

Relatively Moderate compared to US average

Clinton
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$773,175
Score: 64.0
MAJOR DRIVER
Coastal Flooding
$275,813
Score: 97.4
MAJOR DRIVER
Hurricane
$134,106
Score: 80.4
Earthquake
$30,212
Score: 49.3
Tornado
$23,589
Score: 33.6
Strong Wind
$12,646
Score: 42.3
Lightning
$7,171
Score: 36.8
Cold Wave
$6,802
Score: 22.0
Ice Storm
$5,486
Score: 53.4
Heat Wave
$3,936
Score: 5.0
Winter Weather
$2,042
Score: 45.0
Hail
$542
Score: 14.6
Wildfire
$184
Score: 45.9
Landslide
$2
Score: 44.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 64.0
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 97.4
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 80.4
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 53.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Clinton

Climate Risk Analysis for Clinton, CT