Climate Risk Summary

Chicopee, MA Risk Profile

The primary drivers of climate-related financial risk in Chicopee, MA are Inland Flooding, Hurricane, and Earthquake.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Chicopee.

Primary Risks

Inland Flooding

$5,113,215

Expected Annual Loss for Chicopee

35.9Score

Relatively Moderate compared to US average

Chicopee
Minimal Estimated LossMax Estimated Loss

Hurricane

$1,076,960

Expected Annual Loss for Chicopee

76.4Score

Relatively Moderate compared to US average

Chicopee
Minimal Estimated LossMax Estimated Loss

Earthquake

$561,897

Expected Annual Loss for Chicopee

58.4Score

Relatively Low compared to US average

Chicopee
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$5,113,215
Score: 35.9
MAJOR DRIVER
Hurricane
$1,076,960
Score: 76.4
MAJOR DRIVER
Earthquake
$561,897
Score: 58.4
Cold Wave
$497,558
Score: 47.1
Tornado
$401,048
Score: 39.5
Heat Wave
$299,353
Score: 38.3
Strong Wind
$222,833
Score: 54.9
Ice Storm
$115,682
Score: 68.6
Hail
$103,667
Score: 55.0
Lightning
$52,540
Score: 27.3
Winter Weather
$24,443
Score: 46.4
Wildfire
$612
Score: 29.6
Landslide
$14
Score: 36.0
Drought
$1
Score: 6.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 76.4
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.4
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 54.9
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 68.6
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 55.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Agawam TownHolyokeLongmeadowNorthamptonSpringfield

Zip Codes in Chicopee

010130102001022