Climate Risk Summary

Bellport, NY Risk Profile

The primary drivers of climate-related financial risk in Bellport, NY are Inland Flooding, Hurricane, and Earthquake. This area also faces an unusually high intensity for Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Bellport.

Primary Risks

Inland Flooding

$244,037

Expected Annual Loss for Bellport

9.5Score

Very Low compared to US average

Bellport
Minimal Estimated LossMax Estimated Loss

Hurricane

$75,696

Expected Annual Loss for Bellport

72.4Score

Relatively Low compared to US average

Bellport
Minimal Estimated LossMax Estimated Loss

Earthquake

$46,669

Expected Annual Loss for Bellport

56.4Score

Relatively Low compared to US average

Bellport
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$244,037
Score: 9.5
MAJOR DRIVER
Hurricane
$75,696
Score: 72.4
MAJOR DRIVER
Earthquake
$46,669
Score: 56.4
UNUSUALLY HIGH
Coastal Flooding
$25,745
Score: 89.9
Cold Wave
$20,284
Score: 29.2
Heat Wave
$9,709
Score: 10.4
Strong Wind
$5,109
Score: 21.0
Tornado
$5,005
Score: 10.2
Lightning
$4,722
Score: 23.5
Winter Weather
$2,969
Score: 49.6
Ice Storm
$2,875
Score: 32.0
Hail
$139
Score: 2.6
Wildfire
$83
Score: 36.0
Landslide
$2
Score: 41.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 72.4
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 56.4
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.9

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BrookhavenEast PatchogueMedfordNorth BellportNorth Patchogue

Zip Codes in Bellport

11713