Climate Risk Summary

Ashaway, RI Risk Profile

The primary drivers of climate-related financial risk in Ashaway, RI are Inland Flooding, Hurricane, and Earthquake. This area also faces an unusually high intensity for Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Ashaway.

Primary Risks

Inland Flooding

$230,794

Expected Annual Loss for Ashaway

43.1Score

Relatively Low compared to US average

Ashaway
Minimal Estimated LossMax Estimated Loss

Hurricane

$24,955

Expected Annual Loss for Ashaway

70.2Score

Relatively Low compared to US average

Ashaway
Minimal Estimated LossMax Estimated Loss

Earthquake

$5,584

Expected Annual Loss for Ashaway

31.6Score

Very Low compared to US average

Ashaway
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$230,794
Score: 43.1
MAJOR DRIVER
Hurricane
$24,955
Score: 70.2
MAJOR DRIVER
Earthquake
$5,584
Score: 31.6
Tornado
$4,671
Score: 23.2
Lightning
$4,416
Score: 45.1
Cold Wave
$3,503
Score: 22.6
Heat Wave
$3,464
Score: 9.6
Strong Wind
$3,253
Score: 29.3
Ice Storm
$2,145
Score: 49.6
UNUSUALLY HIGH
Drought
$1,254
Score: 83.0
Winter Weather
$520
Score: 34.3
Wildfire
$86
Score: 47.6
Hail
$43
Score: 2.1
Landslide
$5
Score: 64.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 70.2
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.0
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 64.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

PawcatuckStoningtonBradfordCharlestownHope Valley

Zip Codes in Ashaway

02804