Climate Risk Summary

South River, NM Risk Profile

The primary drivers of climate-related financial risk in South River, NM are Inland Flooding, Cold Wave, and Lightning. This area also faces an unusually high intensity for Wildfire and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in South River.

Primary Risks

Inland Flooding

$349,939

Expected Annual Loss for South River

71.1Score

Relatively Moderate compared to US average

South River
Minimal Estimated LossMax Estimated Loss

Cold Wave

$41,304

Expected Annual Loss for South River

68.6Score

Relatively Moderate compared to US average

South River
Minimal Estimated LossMax Estimated Loss

Lightning

$17,527

Expected Annual Loss for South River

89.7Score

Relatively High compared to US average

South River
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$349,939
Score: 71.1
MAJOR DRIVER
Cold Wave
$41,304
Score: 68.6
MAJOR DRIVER
Lightning
$17,527
Score: 89.7
Earthquake
$11,061
Score: 48.5
Heat Wave
$10,995
Score: 39.2
UNUSUALLY HIGH
Wildfire
$2,703
Score: 81.5
Winter Weather
$2,644
Score: 73.1
Tornado
$2,068
Score: 12.9
Strong Wind
$1,628
Score: 20.3
Hail
$359
Score: 20.6
Ice Storm
$319
Score: 9.9
UNUSUALLY HIGH
Landslide
$74
Score: 84.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 71.1
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 68.6
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.7
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 81.5
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 73.1
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 84.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

AztecBloomfieldCenter PointCrouch MesaFarmington

Zip Codes in South River