Climate Risk Summary

West Sacramento, CA Risk Profile

The primary drivers of climate-related financial risk in West Sacramento, CA are Inland Flooding, Earthquake, and Heat Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in West Sacramento.

Primary Risks

Inland Flooding

$10,814,045

Expected Annual Loss for West Sacramento

64.2Score

Very High compared to US average

West Sacramento
Minimal Estimated LossMax Estimated Loss

Earthquake

$6,897,200

Expected Annual Loss for West Sacramento

84.9Score

Very High compared to US average

West Sacramento
Minimal Estimated LossMax Estimated Loss

Heat Wave

$384,737

Expected Annual Loss for West Sacramento

45.1Score

Relatively Moderate compared to US average

West Sacramento
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$10,814,045
Score: 64.2
MAJOR DRIVER
Earthquake
$6,897,200
Score: 84.9
MAJOR DRIVER
Heat Wave
$384,737
Score: 45.1
Drought
$347,703
Score: 56.1
Tornado
$81,159
Score: 15.8
Lightning
$66,379
Score: 31.9
Strong Wind
$16,405
Score: 11.8
Wildfire
$18,996
Score: 41.7
Hail
$7,651
Score: 16.8
Winter Weather
$178
Score: 12.5
Volcanic Activity
$13
Score: 63.0
Landslide
$3
Score: 21.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 64.2
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 84.9
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 56.1
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Arden-ArcadeDavisEl MaceroFlorinFruitridge Pocket

Zip Codes in West Sacramento

95605956189562095691