Climate Risk Summary

Zip Code 94590, Risk Profile

The primary drivers of climate-related financial risk in Vallejo, CA (94590) are Earthquake, Inland Flooding, and Coastal Flooding.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

  • / It represents the "average cost" rather than a guaranteed yearly bill.
  • / It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Earthquake

$20,682,558

Expected Annual Loss for Zip Code 94590

94.9Score

Very High compared to US average

94590
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$11,930,610

Expected Annual Loss for Zip Code 94590

74.3Score

Very High compared to US average

94590
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$237,836

Expected Annual Loss for Zip Code 94590

36.8Score

Relatively High compared to US average

94590
Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$20,682,558
Score: 94.9
MAJOR DRIVER
Inland Flooding
$11,930,610
Score: 74.3
MAJOR DRIVER
Coastal Flooding
$237,836
Score: 36.8
Heat Wave
$114,036
Score: 16.1
Tornado
$62,284
Score: 15.4
Lightning
$30,372
Score: 18.9
Strong Wind
$14,960
Score: 12.0
Wildfire
$6,306
Score: 22.9
Hail
$5,543
Score: 14.8
Landslide
$4,616
Score: 54.2
Drought
$1,690
Score: 7.5
Winter Weather
$346
Score: 14.3
Volcanic Activity
$10
Score: 59.4

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.9
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 74.3
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 36.8

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Locations

Zip Code 94592Zip Code 94591Zip Code 94589Zip Code 94572Zip Code 94525Zip Code 94510
94590 Climate Risk Report | Vallejo, CA