Climate Risk Summary

University of California-Davis, CA Risk Profile

The primary drivers of climate-related financial risk in University of California-Davis, CA are Earthquake, Inland Flooding, and Drought.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in University of California-Davis.

Primary Risks

Earthquake

$1,867,745

Expected Annual Loss for University of California-Davis

99.5Score

Very High compared to US average

University of California-Davis
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$848,306

Expected Annual Loss for University of California-Davis

97.3Score

Very High compared to US average

University of California-Davis
Minimal Estimated LossMax Estimated Loss

Drought

$77,784

Expected Annual Loss for University of California-Davis

97.6Score

Relatively Moderate compared to US average

University of California-Davis
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$1,867,745
Score: 99.5
MAJOR DRIVER
Inland Flooding
$848,306
Score: 97.3
MAJOR DRIVER
Drought
$77,784
Score: 97.6
Heat Wave
$31,778
Score: 78.8
Tornado
$10,070
Score: 37.7
Lightning
$3,765
Score: 50.4
Strong Wind
$1,600
Score: 22.8
Hail
$750
Score: 32.0
Wildfire
$33
Score: 40.3
Winter Weather
$15
Score: 14.9
Landslide
$3
Score: 60.8
Volcanic Activity
$1
Score: 78.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.5
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 97.3
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 97.6
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 78.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.4
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 60.8
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 78.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

DavisDixonEl MaceroHartleyVacaville

Zip Codes in University of California-Davis

95616
Climate Risk Analysis for University of California-Davis, CA