Climate Risk Summary

San Leandro, CA Risk Profile

The primary drivers of climate-related financial risk in San Leandro, CA are Earthquake, Inland Flooding, and Heat Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in San Leandro.

Primary Risks

Earthquake

$82,061,462

Expected Annual Loss for San Leandro

98.1Score

Very High compared to US average

San Leandro (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$27,426,228

Expected Annual Loss for San Leandro

79.5Score

Very High compared to US average

San Leandro
Minimal Estimated LossMax Estimated Loss

Heat Wave

$633,853

Expected Annual Loss for San Leandro

49.8Score

Relatively Moderate compared to US average

San Leandro
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$82,061,462
Score: 98.1
MAJOR DRIVER
Inland Flooding
$27,426,228
Score: 79.5
MAJOR DRIVER
Heat Wave
$633,853
Score: 49.8
Coastal Flooding
$391,512
Score: 24.1
Tornado
$104,804
Score: 15.4
Lightning
$12,376
Score: 4.5
Landslide
$10,860
Score: 52.0
Hail
$7,094
Score: 11.6
Strong Wind
$4,331
Score: 3.8
Wildfire
$3,313
Score: 10.1
Drought
$1,801
Score: 11.9
Volcanic Activity
$22
Score: 66.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 98.1
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 79.5
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 52.0
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 66.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in San Leandro