Climate Risk Summary

Red Bluff, CA Risk Profile

The primary drivers of climate-related financial risk in Red Bluff, CA are Inland Flooding, Earthquake, and Wildfire. This area also faces an unusually high intensity for Volcanic Activity compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Red Bluff.

Primary Risks

Inland Flooding

$6,105,022

Expected Annual Loss for Red Bluff

92.3Score

Very High compared to US average

Red Bluff
Minimal Estimated LossMax Estimated Loss

Earthquake

$2,631,132

Expected Annual Loss for Red Bluff

90.8Score

Relatively High compared to US average

Red Bluff
Minimal Estimated LossMax Estimated Loss

Wildfire

$158,923

Expected Annual Loss for Red Bluff

92.2Score

Relatively Moderate compared to US average

Red Bluff
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$6,105,022
Score: 92.3
MAJOR DRIVER
Earthquake
$2,631,132
Score: 90.8
MAJOR DRIVER
Wildfire
$158,923
Score: 92.2
Heat Wave
$88,212
Score: 47.1
Lightning
$25,379
Score: 46.5
Tornado
$14,953
Score: 14.9
Hail
$4,527
Score: 28.8
Strong Wind
$3,825
Score: 12.1
Drought
$1,679
Score: 25.1
Winter Weather
$178
Score: 15.7
UNUSUALLY HIGH
Volcanic Activity
$33
Score: 84.6
Landslide
$12
Score: 50.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 92.3
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.8
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 92.2
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 84.6
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 50.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

AndersonBendCorningCottonwoodHappy Valley

Zip Codes in Red Bluff

96080
Climate Risk Analysis for Red Bluff, CA