Climate Risk Summary

Marin City, CA Risk Profile

The primary drivers of climate-related financial risk in Marin City, CA are Earthquake, Inland Flooding, and Tsunami. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Marin City.

Primary Risks

Earthquake

$264,261

Expected Annual Loss for Marin City

81.8Score

Relatively Moderate compared to US average

Marin City
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$240,207

Expected Annual Loss for Marin City

11.1Score

Very Low compared to US average

Marin City
Minimal Estimated LossMax Estimated Loss

Tsunami

$4,256

Expected Annual Loss for Marin City

39.1Score

Very Low compared to US average

Marin City
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$264,261
Score: 81.8
MAJOR DRIVER
Inland Flooding
$240,207
Score: 11.1
MAJOR DRIVER
Tsunami
$4,256
Score: 39.1
Heat Wave
$2,855
Score: 3.6
Lightning
$1,420
Score: 8.6
UNUSUALLY HIGH
Landslide
$1,288
Score: 92.9
Tornado
$1,264
Score: 3.3
Strong Wind
$669
Score: 7.6
Wildfire
$324
Score: 53.3
Hail
$39
Score: 1.2
Coastal Flooding
$20
Score: 70.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 81.8
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 92.9
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 53.3
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 70.9

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Marin City