Climate Risk Summary

March ARB, CA Risk Profile

The primary drivers of climate-related financial risk in March ARB, CA are Earthquake, Wildfire, and Inland Flooding.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in March ARB.

Primary Risks

Earthquake

$2,194,308

Expected Annual Loss for March ARB

99.3Score

Very High compared to US average

March ARB (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Wildfire

$1,287,436

Expected Annual Loss for March ARB

99.7Score

Very High compared to US average

March ARB (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$908,330

Expected Annual Loss for March ARB

95.2Score

Relatively High compared to US average

March ARB
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$2,194,308
Score: 99.3
MAJOR DRIVER
Wildfire
$1,287,436
Score: 99.7
MAJOR DRIVER
Inland Flooding
$908,330
Score: 95.2
Tornado
$20,082
Score: 44.5
Heat Wave
$16,022
Score: 49.1
Hail
$3,543
Score: 52.9
Strong Wind
$1,420
Score: 18.0
Lightning
$831
Score: 12.6
Winter Weather
$110
Score: 19.8
Drought
$16
Score: 71.0
Hurricane
$3
Score: 12.2
Landslide
$1
Score: 42.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.3
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 99.7
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 95.2
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 52.9
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 71.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in March ARB

Climate Risk Analysis for March ARB, CA