Climate Risk Summary

Leona Valley, CA Risk Profile

The primary drivers of climate-related financial risk in Leona Valley, CA are Wildfire, Earthquake, and Inland Flooding. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Leona Valley.

Primary Risks

Wildfire

$2,489,551

Expected Annual Loss for Leona Valley

99.6Score

Very High compared to US average

Leona Valley (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Earthquake

$1,354,825

Expected Annual Loss for Leona Valley

92.3Score

Relatively High compared to US average

Leona Valley
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$744,246

Expected Annual Loss for Leona Valley

56.8Score

Relatively Moderate compared to US average

Leona Valley
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Wildfire
$2,489,551
Score: 99.6
MAJOR DRIVER
Earthquake
$1,354,825
Score: 92.3
MAJOR DRIVER
Inland Flooding
$744,246
Score: 56.8
UNUSUALLY HIGH
Landslide
$5,739
Score: 96.6
Heat Wave
$5,344
Score: 5.8
Tornado
$2,671
Score: 5.5
Hail
$647
Score: 15.5
Winter Weather
$356
Score: 21.1
Lightning
$277
Score: 0.8
Strong Wind
$114
Score: 1.4
Cold Wave
$25
Score: 15.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 99.6
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 92.3
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 56.8
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 96.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Leona Valley