Climate Risk Summary

Laytonville, CA Risk Profile

The primary drivers of climate-related financial risk in Laytonville, CA are Inland Flooding, Earthquake, and Landslide. This area also faces an unusually high intensity for Wildfire and Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Laytonville.

Primary Risks

Inland Flooding

$785,500

Expected Annual Loss for Laytonville

99.6Score

Very High compared to US average

Laytonville
Minimal Estimated LossMax Estimated Loss

Earthquake

$506,862

Expected Annual Loss for Laytonville

98.1Score

Very High compared to US average

Laytonville
Minimal Estimated LossMax Estimated Loss

Landslide

$207,773

Expected Annual Loss for Laytonville

100.0Score

Very High compared to US average

Laytonville (OUTLIER)
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$785,500
Score: 99.6
MAJOR DRIVER
Earthquake
$506,862
Score: 98.1
MAJOR DRIVER
Landslide
$207,773
Score: 100.0
UNUSUALLY HIGH
Wildfire
$146,698
Score: 98.8
Heat Wave
$4,391
Score: 38.4
Tsunami
$2,552
Score: 51.1
Lightning
$814
Score: 28.4
UNUSUALLY HIGH
Drought
$363
Score: 82.2
Coastal Flooding
$266
Score: 79.7
Winter Weather
$241
Score: 38.7
Hail
$226
Score: 25.7
Tornado
$193
Score: 3.3
Avalanche
$22
Score: 19.3
Strong Wind
$15
Score: 1.3
Volcanic Activity
$0
Score: 41.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 99.6
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 98.1
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 100.0
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 98.8
🏠Low Investment

Tsunami Mitigation

General property maintenance and insurance review recommended.

Risk Score: 51.1
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.2
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 79.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BenbowBrooktrailsCalpellaCoveloFort Bragg

Zip Codes in Laytonville

95454
Climate Risk Analysis for Laytonville, CA