Climate Risk Summary

Kentfield, CA Risk Profile

The primary drivers of climate-related financial risk in Kentfield, CA are Earthquake, Inland Flooding, and Heat Wave. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Kentfield.

Primary Risks

Earthquake

$4,816,863

Expected Annual Loss for Kentfield

95.1Score

Relatively High compared to US average

Kentfield
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$4,061,453

Expected Annual Loss for Kentfield

89.3Score

Relatively High compared to US average

Kentfield
Minimal Estimated LossMax Estimated Loss

Heat Wave

$36,326

Expected Annual Loss for Kentfield

20.4Score

Relatively Low compared to US average

Kentfield
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$4,816,863
Score: 95.1
MAJOR DRIVER
Inland Flooding
$4,061,453
Score: 89.3
MAJOR DRIVER
Heat Wave
$36,326
Score: 20.4
UNUSUALLY HIGH
Landslide
$31,862
Score: 97.8
Wildfire
$13,945
Score: 75.5
Coastal Flooding
$10,285
Score: 58.7
Tornado
$7,624
Score: 7.0
Tsunami
$5,033
Score: 31.1
Lightning
$3,734
Score: 9.8
Strong Wind
$2,800
Score: 10.2
Hail
$259
Score: 2.3
Drought
$197
Score: 51.0
Winter Weather
$79
Score: 14.1
Volcanic Activity
$2
Score: 49.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.1
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 89.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 97.8
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 75.5
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.7
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 51.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Kentfield

Climate Risk Analysis for Kentfield, CA