Climate Risk Summary

Fieldbrook, CA Risk Profile

The primary drivers of climate-related financial risk in Fieldbrook, CA are Inland Flooding, Earthquake, and Wildfire. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Fieldbrook.

Primary Risks

Inland Flooding

$232,839

Expected Annual Loss for Fieldbrook

89.5Score

Relatively High compared to US average

Fieldbrook
Minimal Estimated LossMax Estimated Loss

Earthquake

$223,320

Expected Annual Loss for Fieldbrook

93.7Score

Relatively High compared to US average

Fieldbrook
Minimal Estimated LossMax Estimated Loss

Wildfire

$22,896

Expected Annual Loss for Fieldbrook

95.8Score

Relatively Moderate compared to US average

Fieldbrook
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$232,839
Score: 89.5
MAJOR DRIVER
Earthquake
$223,320
Score: 93.7
MAJOR DRIVER
Wildfire
$22,896
Score: 95.8
UNUSUALLY HIGH
Landslide
$13,267
Score: 99.5
Heat Wave
$1,223
Score: 10.1
Lightning
$451
Score: 18.2
Hail
$194
Score: 24.5
Tornado
$167
Score: 3.1
Strong Wind
$93
Score: 7.5
Avalanche
$64
Score: 33.3
Winter Weather
$27
Score: 18.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 89.5
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 93.7
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 95.8
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 99.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

ArcataBayviewCuttenEurekaMcKinleyville

Zip Codes in Fieldbrook

95519