Climate Risk Summary

East Richmond Heights, CA Risk Profile

The primary drivers of climate-related financial risk in East Richmond Heights, CA are Earthquake, Inland Flooding, and Heat Wave. This area also faces an unusually high intensity for Wildfire and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in East Richmond Heights.

Primary Risks

Earthquake

$1,292,306

Expected Annual Loss for East Richmond Heights

90.9Score

Relatively High compared to US average

East Richmond Heights
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$581,690

Expected Annual Loss for East Richmond Heights

37.3Score

Relatively Low compared to US average

East Richmond Heights
Minimal Estimated LossMax Estimated Loss

Heat Wave

$25,380

Expected Annual Loss for East Richmond Heights

28.8Score

Relatively Low compared to US average

East Richmond Heights
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$1,292,306
Score: 90.9
MAJOR DRIVER
Inland Flooding
$581,690
Score: 37.3
MAJOR DRIVER
Heat Wave
$25,380
Score: 28.8
UNUSUALLY HIGH
Wildfire
$7,181
Score: 80.2
Lightning
$3,657
Score: 17.8
Tornado
$2,067
Score: 4.1
Strong Wind
$860
Score: 8.0
UNUSUALLY HIGH
Landslide
$284
Score: 85.7
Hail
$204
Score: 3.8
Volcanic Activity
$1
Score: 47.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.9
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 80.2
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 85.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in East Richmond Heights