Climate Risk Summary

East Hemet, CA Risk Profile

The primary drivers of climate-related financial risk in East Hemet, CA are Earthquake, Inland Flooding, and Wildfire.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in East Hemet.

Primary Risks

Earthquake

$7,201,375

Expected Annual Loss for East Hemet

93.0Score

Very High compared to US average

East Hemet
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$6,296,714

Expected Annual Loss for East Hemet

81.6Score

Relatively High compared to US average

East Hemet
Minimal Estimated LossMax Estimated Loss

Wildfire

$1,684,747

Expected Annual Loss for East Hemet

85.6Score

Very High compared to US average

East Hemet
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$7,201,375
Score: 93.0
MAJOR DRIVER
Inland Flooding
$6,296,714
Score: 81.6
MAJOR DRIVER
Wildfire
$1,684,747
Score: 85.6
Heat Wave
$154,525
Score: 43.2
Tornado
$32,615
Score: 16.6
Lightning
$8,917
Score: 12.1
Hail
$5,593
Score: 22.7
Strong Wind
$4,224
Score: 9.0
Landslide
$779
Score: 19.6
Winter Weather
$1,047
Score: 19.1
Drought
$447
Score: 6.9
Cold Wave
$7
Score: 1.3
Hurricane
$6
Score: 10.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 93.0
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 81.6
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 85.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in East Hemet

Climate Risk Analysis for East Hemet, CA