Climate Risk Summary

Del Monte Forest, CA Risk Profile

The primary drivers of climate-related financial risk in Del Monte Forest, CA are Earthquake, Inland Flooding, and Wildfire. This area also faces an unusually high intensity for Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Del Monte Forest.

Primary Risks

Earthquake

$2,031,205

Expected Annual Loss for Del Monte Forest

91.2Score

Relatively High compared to US average

Del Monte Forest
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$1,507,355

Expected Annual Loss for Del Monte Forest

63.7Score

Relatively High compared to US average

Del Monte Forest
Minimal Estimated LossMax Estimated Loss

Wildfire

$22,813

Expected Annual Loss for Del Monte Forest

78.1Score

Relatively Moderate compared to US average

Del Monte Forest
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$2,031,205
Score: 91.2
MAJOR DRIVER
Inland Flooding
$1,507,355
Score: 63.7
MAJOR DRIVER
Wildfire
$22,813
Score: 78.1
Heat Wave
$24,720
Score: 20.1
Tornado
$11,253
Score: 15.8
UNUSUALLY HIGH
Coastal Flooding
$8,932
Score: 83.7
Lightning
$3,614
Score: 13.3
Landslide
$1,599
Score: 79.3
Tsunami
$1,624
Score: 28.5
Strong Wind
$1,243
Score: 7.9
Hail
$468
Score: 7.8
Winter Weather
$52
Score: 13.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 91.2
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 63.7
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 78.1
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 79.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Carmel-by-the-SeaCarmel Valley VillageDel Rey OaksMarinaMonterey

Zip Codes in Del Monte Forest

9395093953
Climate Risk Analysis for Del Monte Forest, CA