Climate Risk Summary

Crestline, CA Risk Profile

The primary drivers of climate-related financial risk in Crestline, CA are Wildfire, Earthquake, and Landslide.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Crestline.

Primary Risks

Wildfire

$7,728,034

Expected Annual Loss for Crestline

99.5Score

Very High compared to US average

Crestline (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Earthquake

$5,022,194

Expected Annual Loss for Crestline

92.8Score

Relatively High compared to US average

Crestline
Minimal Estimated LossMax Estimated Loss

Landslide

$3,559,857

Expected Annual Loss for Crestline

99.3Score

Very High compared to US average

Crestline (OUTLIER)
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Wildfire
$7,728,034
Score: 99.5
MAJOR DRIVER
Earthquake
$5,022,194
Score: 92.8
MAJOR DRIVER
Landslide
$3,559,857
Score: 99.3
Inland Flooding
$2,226,006
Score: 51.2
Heat Wave
$58,741
Score: 23.1
Cold Wave
$56,940
Score: 28.3
Tornado
$24,037
Score: 15.9
Strong Wind
$23,816
Score: 27.0
Hail
$12,968
Score: 37.4
Lightning
$11,191
Score: 18.9
Winter Weather
$3,615
Score: 32.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 99.5
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 92.8
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 99.3
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 51.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Crestline