Climate Risk Summary

Borrego Springs, CA Risk Profile

The primary drivers of climate-related financial risk in Borrego Springs, CA are Earthquake, Wildfire, and Inland Flooding. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Borrego Springs.

Primary Risks

Earthquake

$2,122,588

Expected Annual Loss for Borrego Springs

99.7Score

Very High compared to US average

Borrego Springs (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Wildfire

$1,400,376

Expected Annual Loss for Borrego Springs

99.9Score

Very High compared to US average

Borrego Springs (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$795,078

Expected Annual Loss for Borrego Springs

97.6Score

Very High compared to US average

Borrego Springs
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$2,122,588
Score: 99.7
MAJOR DRIVER
Wildfire
$1,400,376
Score: 99.9
MAJOR DRIVER
Inland Flooding
$795,078
Score: 97.6
UNUSUALLY HIGH
Landslide
$122,393
Score: 99.9
Heat Wave
$10,253
Score: 47.3
Tornado
$2,209
Score: 18.7
Hail
$1,010
Score: 38.0
Strong Wind
$570
Score: 13.7
Lightning
$189
Score: 3.4
Winter Weather
$50
Score: 17.9
Avalanche
$39
Score: 19.1
Hurricane
$1
Score: 11.0
Volcanic Activity
$0
Score: 48.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.7
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 99.9
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 97.6
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 99.9

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

AnzaDescansoJulianLa QuintaOasis

Zip Codes in Borrego Springs

92004