Climate Risk Summary

Hope, AR Risk Profile

The primary drivers of climate-related financial risk in Hope, AR are Inland Flooding, Tornado, and Ice Storm. This area also faces an unusually high intensity for Earthquake, Hail, Heat Wave, Strong Wind, Lightning, and Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Hope.

Primary Risks

Inland Flooding

$674,389

Expected Annual Loss for Hope

36.9Score

Relatively Low compared to US average

Hope
Minimal Estimated LossMax Estimated Loss

Tornado

$632,393

Expected Annual Loss for Hope

91.5Score

Very High compared to US average

Hope
Minimal Estimated LossMax Estimated Loss

Ice Storm

$576,068

Expected Annual Loss for Hope

99.7Score

Very High compared to US average

Hope (OUTLIER)
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$674,389
Score: 36.9
MAJOR DRIVER
Tornado
$632,393
Score: 91.5
MAJOR DRIVER
Ice Storm
$576,068
Score: 99.7
UNUSUALLY HIGH
Earthquake
$326,392
Score: 80.3
UNUSUALLY HIGH
Hail
$290,052
Score: 95.7
UNUSUALLY HIGH
Heat Wave
$227,376
Score: 86.7
UNUSUALLY HIGH
Strong Wind
$213,393
Score: 94.4
UNUSUALLY HIGH
Lightning
$101,345
Score: 94.9
Hurricane
$38,906
Score: 59.8
Cold Wave
$27,438
Score: 30.5
UNUSUALLY HIGH
Winter Weather
$15,711
Score: 82.3
Wildfire
$367
Score: 47.9
Landslide
$1
Score: 31.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 91.5
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 99.7
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 80.3
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 95.7
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 86.7
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 94.4
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.9
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 59.8
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

FoukeMagnoliaMineral SpringsMurfreesboroNashville

Zip Codes in Hope

71801