Climate Risk Summary

Tuskegee, AL Risk Profile

The primary drivers of climate-related financial risk in Tuskegee, AL are Inland Flooding, Tornado, and Heat Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Tuskegee.

Primary Risks

Inland Flooding

$848,412

Expected Annual Loss for Tuskegee

9.3Score

Relatively Low compared to US average

Tuskegee
Minimal Estimated LossMax Estimated Loss

Tornado

$342,911

Expected Annual Loss for Tuskegee

56.2Score

Relatively Moderate compared to US average

Tuskegee
Minimal Estimated LossMax Estimated Loss

Heat Wave

$154,133

Expected Annual Loss for Tuskegee

52.1Score

Relatively Moderate compared to US average

Tuskegee
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$848,412
Score: 9.3
MAJOR DRIVER
Tornado
$342,911
Score: 56.2
MAJOR DRIVER
Heat Wave
$154,133
Score: 52.1
Earthquake
$147,369
Score: 52.7
Hurricane
$131,797
Score: 62.9
Lightning
$86,981
Score: 72.1
Strong Wind
$66,705
Score: 50.8
Hail
$26,689
Score: 49.4
Ice Storm
$7,326
Score: 25.6
Cold Wave
$5,326
Score: 17.2
Wildfire
$2,901
Score: 50.2
Winter Weather
$1,347
Score: 21.7
Drought
$138
Score: 12.8
Landslide
$27
Score: 54.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 56.2
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 52.1
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 52.7
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 62.9
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 72.1
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 50.8
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 50.2
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 54.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Tuskegee