Climate Risk Summary

Tok, AK Risk Profile

The primary drivers of climate-related financial risk in Tok, AK are Avalanche, Wildfire, and Cold Wave. This area also faces an unusually high intensity for Earthquake, Winter Weather, and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Tok.

Primary Risks

Avalanche

$936,167

Expected Annual Loss for Tok

91.2Score

Relatively Moderate compared to US average

Tok
Minimal Estimated LossMax Estimated Loss

Wildfire

$917,541

Expected Annual Loss for Tok

99.7Score

Very High compared to US average

Tok (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Cold Wave

$276,433

Expected Annual Loss for Tok

98.3Score

Very High compared to US average

Tok
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Avalanche
$936,167
Score: 91.2
MAJOR DRIVER
Wildfire
$917,541
Score: 99.7
MAJOR DRIVER
Cold Wave
$276,433
Score: 98.3
Inland Flooding
$108,734
Score: 22.5
UNUSUALLY HIGH
Earthquake
$86,733
Score: 82.2
UNUSUALLY HIGH
Winter Weather
$14,021
Score: 97.7
UNUSUALLY HIGH
Landslide
$6,118
Score: 98.5
Lightning
$5,971
Score: 64.5
Ice Storm
$572
Score: 23.7
Hail
$8
Score: 1.1
Volcanic Activity
$1
Score: 77.4
Tornado
$0
Score: 0.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Avalanche Mitigation

General property maintenance and insurance review recommended.

Risk Score: 91.2
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 99.7
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 98.3
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 97.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 98.5
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 64.5
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Tok

99780
Climate Risk Analysis for Tok, AK