Climate Risk Summary

Point MacKenzie, AK Risk Profile

The primary drivers of climate-related financial risk in Point MacKenzie, AK are Earthquake, Inland Flooding, and Wildfire. This area also faces an unusually high intensity for Winter Weather, Landslide, and Volcanic Activity compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Point MacKenzie.

Primary Risks

Earthquake

$2,112,649

Expected Annual Loss for Point MacKenzie

99.6Score

Very High compared to US average

Point MacKenzie (OUTLIER)

Minimal Estimated LossMax Estimated Loss

Inland Flooding

$123,525

Expected Annual Loss for Point MacKenzie

27.5Score

Relatively Low compared to US average

Point MacKenzie

Minimal Estimated LossMax Estimated Loss

Wildfire

$56,645

Expected Annual Loss for Point MacKenzie

96.0Score

Relatively Moderate compared to US average

Point MacKenzie

Minimal Estimated LossMax Estimated Loss

City Boundary

Legend

Very Low

Low

Moderate

High

Very High

Extreme

Financial Risk Inventory

MAJOR DRIVER

Earthquake

$2,112,649

Score: 99.6

MAJOR DRIVER

Inland Flooding

$123,525

Score: 27.5

MAJOR DRIVER

Wildfire

$56,645

Score: 96.0

Cold Wave

$17,496

Score: 50.8

UNUSUALLY HIGH

Winter Weather

$11,347

Score: 96.7

Lightning

$3,918

Score: 50.4

Tsunami

$3,664

Score: 47.6

Ice Storm

$329

Score: 12.6

Hail

$126

Score: 10.7

UNUSUALLY HIGH

Landslide

$65

Score: 85.0

UNUSUALLY HIGH

Volcanic Activity

$60

Score: 96.2

Tornado

Score: 0.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.6

🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 96.0

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.8

🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 96.7

🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.4

⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 85.0

🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 96.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Anchorage municipality Big Lake Houston Knik-Fairview Meadow Lakes

Zip Codes in Point MacKenzie

99654