Climate Risk Summary

Metlakatla, AK Risk Profile

The primary drivers of climate-related financial risk in Metlakatla, AK are Inland Flooding, Earthquake, and Tsunami. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Metlakatla.

Primary Risks

Inland Flooding

$47,370

Expected Annual Loss for Metlakatla

1.7Score

Very Low compared to US average

Metlakatla
Minimal Estimated LossMax Estimated Loss

Earthquake

$6,005

Expected Annual Loss for Metlakatla

30.2Score

Very Low compared to US average

Metlakatla
Minimal Estimated LossMax Estimated Loss

Tsunami

$5,992

Expected Annual Loss for Metlakatla

47.9Score

Very Low compared to US average

Metlakatla
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$47,370
Score: 1.7
MAJOR DRIVER
Earthquake
$6,005
Score: 30.2
MAJOR DRIVER
Tsunami
$5,992
Score: 47.9
Winter Weather
$2,849
Score: 68.0
Ice Storm
$1,459
Score: 35.3
Lightning
$900
Score: 11.2
Wildfire
$263
Score: 59.7
UNUSUALLY HIGH
Landslide
$175
Score: 87.8
Volcanic Activity
$0
Score: 59.5
Tornado
$0
Score: 0.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 68.0
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 59.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 87.8
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Metlakatla