Climate Risk Summary

Bethel, AK Risk Profile

The primary drivers of climate-related financial risk in Bethel, AK are Cold Wave, Inland Flooding, and Wildfire. This area also faces an unusually high intensity for Winter Weather and Lightning compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Bethel.

Primary Risks

Cold Wave

$1,210,281

Expected Annual Loss for Bethel

99.9Score

Very High compared to US average

Bethel (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$188,224

Expected Annual Loss for Bethel

43.5Score

Relatively Low compared to US average

Bethel
Minimal Estimated LossMax Estimated Loss

Wildfire

$60,695

Expected Annual Loss for Bethel

96.0Score

Relatively Moderate compared to US average

Bethel
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Cold Wave
$1,210,281
Score: 99.9
MAJOR DRIVER
Inland Flooding
$188,224
Score: 43.5
MAJOR DRIVER
Wildfire
$60,695
Score: 96.0
UNUSUALLY HIGH
Winter Weather
$47,600
Score: 99.8
UNUSUALLY HIGH
Lightning
$12,197
Score: 83.3
Earthquake
$7,474
Score: 41.4
Ice Storm
$224
Score: 7.2
Tornado
$217
Score: 2.2
Strong Wind
$53
Score: 2.0
Hail
$25
Score: 1.6
Volcanic Activity
$1
Score: 75.6
Landslide
$0
Score: 19.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.9
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 96.0
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.3
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 75.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Bethel

99559